Bank of India Credit Officer Recruitment 2026 – Apply Online for 779 Posts

WhatsApp Group
Join Now
Telegram Group
Join Now

The Bank of India (BOI) has released the Bank of India Credit Officer Recruitment 2026 notification for 779 posts under the General Banking Officer (GBO) Stream across MMGS-II, MMGS-III, and SMGS-IV scales.

The online application process starts today, June 30, 2026, and the last date to apply is July 20, 2026. The application fee is ₹850 for General/OBC/EWS and ₹175 for SC/ST/PwBD.

The age limit varies by scale: 25-35 years for MMGS-II, 28-38 years for MMGS-III, and 30-40 years for SMGS-IV. Candidates with a Graduation degree (60% marks) , CA/CFA/CMA-ICWA/CS, or MBA/PGDBM qualifications and relevant experience are eligible.

Read this article for complete vacancy details, eligibility, exam pattern, selection process, and step-by-step instructions.

Bank of India Credit Officer Recruitment 2026 Overview

DetailsInformation
OrganizationBank of India (BOI)
Post NameCredit Officer (General Banking Officer Stream)
Total Vacancies779
Application ModeONLINE FORM
Application Start DateJune 30, 2026
Application Last DateJuly 20, 2026 
Fee Payment Last DateJuly 20, 2026
Application Fee (General/OBC/EWS)₹850 
Application Fee (SC/ST/PwBD)₹175 
Age Limit (MMGS-II)25 – 35 Years 
Age Limit (MMGS-III)28 – 38 Years 
Age Limit (SMGS-IV)30 – 40 Years 
Age Calculation DateJune 1, 2026 
Official Websitebankofindia.co.in 

Important Dates

EventDate
Short Notification ReleasedJune 28, 2026 
Detailed Notification ReleasedJune 30, 2026 
Application Start DateJune 30, 2026 
Application Last DateJuly 20, 2026 
Written Exam DateNotify Soon

⏰ Note: The last date to submit the BOI Credit Officer Recruitment 2026 Apply Online form is July 20, 2026. Apply well before the deadline.

Application Fee

CategoryApplication Fee
General / OBC / EWS₹850 
SC / ST / PwBD₹175 

Payment Mode: Online – Debit Card / Credit Card / Net Banking

Age Limit (As on June 1, 2026)

ScaleAge Limit
MMGS-II25 – 35 Years 
MMGS-III28 – 38 Years 
SMGS-IV30 – 40 Years 

Age relaxation for reserved categories as per government rules .

Bank of India Credit Officer Recruitment 2026 – Scale Wise Details

ScaleVacancies
MMGS-II677
MMGS-III61
SMGS-IV41
TOTAL779

Category Wise Vacancy Breakdown

CategoryMMGS-IIMMGS-IIISMGS-IVTotal
SC1021006118
ST52050259
OBC1801609205
EWS69080380
General2742221317
Total6776141779

Eligibility Criteria

Educational Qualification

MMGS-II and MMGS-III:

  • Graduation degree with at least 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university, OR
  • CA / CMA-ICWA / CS / CFA qualification 

SMGS-IV:

  • Graduation degree with prescribed marks + MBA / PGDBM / 2-year full-time Master’s degree in any discipline, OR
  • CA / CFA / CMA-ICWA qualification 

Experience Requirements

ScaleExperience Required
MMGS-IIMinimum 3 years post-qualification experience as an Officer, including 2 years in MSME Credit / Commercial Credit / Project Finance / Mid & Large Credit 
MMGS-IIIMinimum 5 years post-qualification experience as an Officer, including 3 years in credit functions 
SMGS-IVMinimum 7 years post-qualification experience as an Officer, including 4 years in credit functions 

Selection Process

StageSelection Stage
Stage 1Online Written Examination
Stage 2Personal Interview
Stage 3Document Verification
Stage 4Medical Examination

Note: Depending on the number of applications, the interview stage may be conducted after the online examination. The final selection will be based on the combined performance in both stages .

Exam Pattern For Bank of India Credit Officer Recruitment 2026

Duration: 120 Minutes
Negative Marking: 1/4 (0.25 marks) per wrong answer 

SubjectQuestionsMarks
English Language2525
Reasoning2525
Quantitative Aptitude2525
Professional Knowledge7575
Total150150

Salary / Pay Scale

ScaleSalary Range
MMGS-II₹64,820 – ₹93,960 
MMGS-III₹85,920 – ₹1,05,280
SMGS-IV₹1,02,300 – ₹1,20,940

Documents Required

Keep these scanned copies ready before starting your online application:

  • ✅ Graduation Degree Certificate & Marksheets
  • ✅ CA / CFA / CMA-ICWA / CS Certificate (if applicable)
  • ✅ MBA / PGDBM Certificate (if applicable)
  • ✅ Experience Certificates
  • ✅ 10th / Matriculation Certificate (age proof)
  • ✅ 12th Certificate & Marksheet
  • ✅ Aadhar Card
  • ✅ Caste Certificate (SC/ST/OBC/EWS – if applicable)
  • ✅ PwBD Certificate (if applicable)
  • ✅ Valid Email ID & Mobile Number
  • ✅ Passport size photograph (digital – as per specifications)
  • ✅ Signature (digital – as per specifications)
  • ✅ Left Thumb Impression
  • ✅ Handwritten Declaration

How to Apply for Bank of India Credit Officer Recruitment 2026 – Step by Step

Step 1: Visit the Official BOI Website
Go to the official website: bankofindia.co.in .

Step 2: Find the Recruitment Link
Click on the “Careers” section and select “Recruitment of Credit Officers in GBO Stream 2026” .

Step 3: Register Yourself
Click on “New Registration”. Enter your basic details:

  • Name (as per degree certificate)
  • Father’s name
  • Date of birth
  • Mobile number
  • Email ID

You will receive a registration ID and password.

Step 4: Fill the Online Application Form
Log in with your credentials. Fill in:

  • Personal details (address, category, PwBD status)
  • Educational qualification (Graduation/CA/MBA details)
  • Experience details (mandatory)

Step 5: Upload Documents
Upload scanned copies of:

  • Passport size photograph (as per specifications)
  • Signature (as per specifications)
  • Left thumb impression
  • Handwritten declaration
  • Educational certificates
  • Experience certificates
  • Category certificate (if applicable)

Step 6: Pay Application Fee
Pay online using Debit Card, Credit Card, or Net Banking:

  • General/OBC/EWS: ₹850
  • SC/ST/PwBD: ₹175

Step 7: Preview and Submit
Preview the entire application form. Check for any errors. Click “Final Submit”.

Step 8: Download Application Form
After successful submission, download and take a printout of the application form for future reference .

Important Instructions

Read these carefully before applying:

  1. Deadline is July 20, 2026: Applications must be submitted online by this date .
  2. Application Fee: General/OBC/EWS: ₹850, SC/ST/PwBD: ₹175 .
  3. Age Calculation Date: Age is calculated as on June 1, 2026 .
  4. Educational Qualification: Graduation with 60% marks (55% for reserved) OR CA/CFA/CMA-ICWA/CS .
  5. Experience Mandatory: Relevant post-qualification experience is mandatory for all scales .
  6. Apply Well Before Last Date: Candidates are advised to apply much before the closing date to avoid last-minute rush .
  7. Keep a Copy: Take a printout of the application form for your personal record.

Post Summary Table

ScaleVacancyQualificationAgeExperience
MMGS-II677Graduation (60%) or CA/CFA/CMA-ICWA/CS25-353 years
MMGS-III61Graduation (60%) or CA/CFA/CMA-ICWA/CS28-385 years
SMGS-IV41Graduation + MBA/PGDBM or CA/CFA/CMA-ICWA30-407 years

About Bank of India (BOI)

Bank of India (BOI) is a premier public sector bank established in 1906. It has a strong network of branches across India and abroad. The bank offers various banking and financial services and provides excellent career opportunities for professionals in the banking sector.

Important Links For Bank of India Credit Officer Recruitment 2026

Bank of India Credit Officer Recruitment 2026 Apply Online Link Will be Activate on 30/06/2026
Bank of India Credit Officer Recruitment 2026 Official Notification Click Here
Official websiteClick Here
More JobsClick here
Join WhatsApp ChannelClick Here
Join Telegram ChannelClick Here

Final Words – Apply Now for BOI Credit Officer Recruitment 2026

The Bank of India Credit Officer Recruitment 2026 is a golden opportunity for experienced banking and finance professionals to join one of India’s leading public sector banks. With 779 vacancies, attractive pay scales up to ₹1,20,940 per month, and the prestige of working in a premier public sector bank, this is one of the most sought-after banking recruitments of 2026.

The online application starts today, June 30, 2026, and the last date is July 20, 2026. The application fee is ₹850 for General/OBC/EWS and ₹175 for SC/ST/PwBD. Prepare your documents, complete your registration, and apply online through the BOI portal today.

Good luck with your Bank of India Credit Officer application!

Disclaimer: This information is based on the official BOI Credit Officer recruitment notification as of June 30, 2026. Candidates are strongly advised to read the full official notification on bankofindia.co.in before applying.

FAQs – BOI Credit Officer Recruitment 2026

What is the last date for BOI Credit Officer Recruitment 2026?

 July 20, 2026 

How to apply for BOI Credit Officer Vacancy 2026?

Apply online through the official BOI website (bankofindia.co.in)

What is the total vacancy for BOI Credit Officer Recruitment 2026?

779 posts.

What is the application fee for General category?

₹850. SC/ST/PwBD candidates pay ₹175

What is the eligibility for MMGS-II Credit Officer?

Graduation (60%) or CA/CFA/CMA-ICWA/CS + 3 years experience. Age 25-35 years 

What is the selection process?

Online Written Examination → Personal Interview → Document Verification → Medical Examination

 What is the exam pattern?

150 questions (English, Reasoning, Quantitative Aptitude, Professional Knowledge). 150 marks, 120 minutes. Negative marking: 1/4 mark per wrong answer

Important Notice & Disclaimer

The information provided on CareerJii.com is for general information and educational purposes only. While we strive to keep job notifications, recruitment updates, and other details accurate and up to date, we cannot guarantee 100% accuracy, as information is collected from various official websites, government portals, and online sources.

Users are strongly advised to verify all details through the official notification or the respective official website before applying for any job, submitting documents, or making any payment.

CareerJii.com will not be responsible for any errors, omissions, changes in information, financial transactions, or any loss or damage resulting from the use of this website. We never ask for money, passwords, OTPs, banking details, or any sensitive personal information. Please stay alert and protect yourself from fraud and scams.

By using CareerJii.com, you agree to this disclaimer and our terms and conditions.

Leave a Comment