The Bank of India (BOI) has released the Bank of India Credit Officer Recruitment 2026 notification for 779 posts under the General Banking Officer (GBO) Stream across MMGS-II, MMGS-III, and SMGS-IV scales.
The online application process starts today, June 30, 2026, and the last date to apply is July 20, 2026. The application fee is ₹850 for General/OBC/EWS and ₹175 for SC/ST/PwBD.
The age limit varies by scale: 25-35 years for MMGS-II, 28-38 years for MMGS-III, and 30-40 years for SMGS-IV. Candidates with a Graduation degree (60% marks) , CA/CFA/CMA-ICWA/CS, or MBA/PGDBM qualifications and relevant experience are eligible.
Read this article for complete vacancy details, eligibility, exam pattern, selection process, and step-by-step instructions.
Bank of India Credit Officer Recruitment 2026 Overview
| Details | Information |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (General Banking Officer Stream) |
| Total Vacancies | 779 |
| Application Mode | ONLINE FORM |
| Application Start Date | June 30, 2026 |
| Application Last Date | July 20, 2026 |
| Fee Payment Last Date | July 20, 2026 |
| Application Fee (General/OBC/EWS) | ₹850 |
| Application Fee (SC/ST/PwBD) | ₹175 |
| Age Limit (MMGS-II) | 25 – 35 Years |
| Age Limit (MMGS-III) | 28 – 38 Years |
| Age Limit (SMGS-IV) | 30 – 40 Years |
| Age Calculation Date | June 1, 2026 |
| Official Website | bankofindia.co.in |
Important Dates
| Event | Date |
|---|---|
| Short Notification Released | June 28, 2026 |
| Detailed Notification Released | June 30, 2026 |
| Application Start Date | June 30, 2026 |
| Application Last Date | July 20, 2026 |
| Written Exam Date | Notify Soon |
⏰ Note: The last date to submit the BOI Credit Officer Recruitment 2026 Apply Online form is July 20, 2026. Apply well before the deadline.
Application Fee
Payment Mode: Online – Debit Card / Credit Card / Net Banking
Age Limit (As on June 1, 2026)
Age relaxation for reserved categories as per government rules .
Bank of India Credit Officer Recruitment 2026 – Scale Wise Details
| Scale | Vacancies |
|---|---|
| MMGS-II | 677 |
| MMGS-III | 61 |
| SMGS-IV | 41 |
| TOTAL | 779 |
Category Wise Vacancy Breakdown
| Category | MMGS-II | MMGS-III | SMGS-IV | Total |
|---|---|---|---|---|
| SC | 102 | 10 | 06 | 118 |
| ST | 52 | 05 | 02 | 59 |
| OBC | 180 | 16 | 09 | 205 |
| EWS | 69 | 08 | 03 | 80 |
| General | 274 | 22 | 21 | 317 |
| Total | 677 | 61 | 41 | 779 |
Eligibility Criteria
Educational Qualification
MMGS-II and MMGS-III:
- Graduation degree with at least 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university, OR
- CA / CMA-ICWA / CS / CFA qualification
SMGS-IV:
- Graduation degree with prescribed marks + MBA / PGDBM / 2-year full-time Master’s degree in any discipline, OR
- CA / CFA / CMA-ICWA qualification
Experience Requirements
Selection Process
| Stage | Selection Stage |
|---|---|
| Stage 1 | Online Written Examination |
| Stage 2 | Personal Interview |
| Stage 3 | Document Verification |
| Stage 4 | Medical Examination |
Note: Depending on the number of applications, the interview stage may be conducted after the online examination. The final selection will be based on the combined performance in both stages .
Exam Pattern For Bank of India Credit Officer Recruitment 2026
Duration: 120 Minutes
Negative Marking: 1/4 (0.25 marks) per wrong answer
| Subject | Questions | Marks |
|---|---|---|
| English Language | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
Salary / Pay Scale
Documents Required
Keep these scanned copies ready before starting your online application:
- ✅ Graduation Degree Certificate & Marksheets
- ✅ CA / CFA / CMA-ICWA / CS Certificate (if applicable)
- ✅ MBA / PGDBM Certificate (if applicable)
- ✅ Experience Certificates
- ✅ 10th / Matriculation Certificate (age proof)
- ✅ 12th Certificate & Marksheet
- ✅ Aadhar Card
- ✅ Caste Certificate (SC/ST/OBC/EWS – if applicable)
- ✅ PwBD Certificate (if applicable)
- ✅ Valid Email ID & Mobile Number
- ✅ Passport size photograph (digital – as per specifications)
- ✅ Signature (digital – as per specifications)
- ✅ Left Thumb Impression
- ✅ Handwritten Declaration
How to Apply for Bank of India Credit Officer Recruitment 2026 – Step by Step
Step 1: Visit the Official BOI Website
Go to the official website: bankofindia.co.in .
Step 2: Find the Recruitment Link
Click on the “Careers” section and select “Recruitment of Credit Officers in GBO Stream 2026” .
Step 3: Register Yourself
Click on “New Registration”. Enter your basic details:
- Name (as per degree certificate)
- Father’s name
- Date of birth
- Mobile number
- Email ID
You will receive a registration ID and password.
Step 4: Fill the Online Application Form
Log in with your credentials. Fill in:
- Personal details (address, category, PwBD status)
- Educational qualification (Graduation/CA/MBA details)
- Experience details (mandatory)
Step 5: Upload Documents
Upload scanned copies of:
- Passport size photograph (as per specifications)
- Signature (as per specifications)
- Left thumb impression
- Handwritten declaration
- Educational certificates
- Experience certificates
- Category certificate (if applicable)
Step 6: Pay Application Fee
Pay online using Debit Card, Credit Card, or Net Banking:
- General/OBC/EWS: ₹850
- SC/ST/PwBD: ₹175
Step 7: Preview and Submit
Preview the entire application form. Check for any errors. Click “Final Submit”.
Step 8: Download Application Form
After successful submission, download and take a printout of the application form for future reference .
Important Instructions
Read these carefully before applying:
- Deadline is July 20, 2026: Applications must be submitted online by this date .
- Application Fee: General/OBC/EWS: ₹850, SC/ST/PwBD: ₹175 .
- Age Calculation Date: Age is calculated as on June 1, 2026 .
- Educational Qualification: Graduation with 60% marks (55% for reserved) OR CA/CFA/CMA-ICWA/CS .
- Experience Mandatory: Relevant post-qualification experience is mandatory for all scales .
- Apply Well Before Last Date: Candidates are advised to apply much before the closing date to avoid last-minute rush .
- Keep a Copy: Take a printout of the application form for your personal record.
Post Summary Table
| Scale | Vacancy | Qualification | Age | Experience |
|---|---|---|---|---|
| MMGS-II | 677 | Graduation (60%) or CA/CFA/CMA-ICWA/CS | 25-35 | 3 years |
| MMGS-III | 61 | Graduation (60%) or CA/CFA/CMA-ICWA/CS | 28-38 | 5 years |
| SMGS-IV | 41 | Graduation + MBA/PGDBM or CA/CFA/CMA-ICWA | 30-40 | 7 years |
About Bank of India (BOI)
Bank of India (BOI) is a premier public sector bank established in 1906. It has a strong network of branches across India and abroad. The bank offers various banking and financial services and provides excellent career opportunities for professionals in the banking sector.
Important Links For Bank of India Credit Officer Recruitment 2026
| Bank of India Credit Officer Recruitment 2026 Apply Online | Link Will be Activate on 30/06/2026 | ||||||||||||||||||||
| Bank of India Credit Officer Recruitment 2026 Official Notification | Click Here | ||||||||||||||||||||
| Official website | Click Here |
| More Jobs | Click here |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
Final Words – Apply Now for BOI Credit Officer Recruitment 2026
The Bank of India Credit Officer Recruitment 2026 is a golden opportunity for experienced banking and finance professionals to join one of India’s leading public sector banks. With 779 vacancies, attractive pay scales up to ₹1,20,940 per month, and the prestige of working in a premier public sector bank, this is one of the most sought-after banking recruitments of 2026.
The online application starts today, June 30, 2026, and the last date is July 20, 2026. The application fee is ₹850 for General/OBC/EWS and ₹175 for SC/ST/PwBD. Prepare your documents, complete your registration, and apply online through the BOI portal today.
Good luck with your Bank of India Credit Officer application!
Disclaimer: This information is based on the official BOI Credit Officer recruitment notification as of June 30, 2026. Candidates are strongly advised to read the full official notification on bankofindia.co.in before applying.
FAQs – BOI Credit Officer Recruitment 2026
What is the last date for BOI Credit Officer Recruitment 2026?
July 20, 2026
How to apply for BOI Credit Officer Vacancy 2026?
Apply online through the official BOI website (bankofindia.co.in)
What is the total vacancy for BOI Credit Officer Recruitment 2026?
779 posts.
What is the application fee for General category?
₹850. SC/ST/PwBD candidates pay ₹175
What is the eligibility for MMGS-II Credit Officer?
Graduation (60%) or CA/CFA/CMA-ICWA/CS + 3 years experience. Age 25-35 years
What is the selection process?
Online Written Examination → Personal Interview → Document Verification → Medical Examination
What is the exam pattern?
150 questions (English, Reasoning, Quantitative Aptitude, Professional Knowledge). 150 marks, 120 minutes. Negative marking: 1/4 mark per wrong answer
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